Positive Property Finance Logo

Mortgages

Not only do you need to consider which mortgage is most suitable for your current needs and circumstances, you also need to think about which interest rate options are most likely to suit your needs. This section has information on the various types of mortgage product which are available.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Our fees vary based on the complexity of the case, we have no minimum fee, our maximum broker fee will not exceed 1% of the loan amount for loans in excess of £100,000.For example, if your loan was £100,000 our maximum fee would be £1000.For loans of less than £100,000 the maximum fee will not exceed £997


For simple and straight forward finance:

Buy to Let Mortgages

Buy to Let Mortgages

These types of mortgages are designed for property investors and private landlords, who do not intend to live in the purchased property but will let property to tenants.

Equity Release

Equity Release

Sometimes people want to release equity in their homes because they need cash for a particular purpose. This short guide looks at how certain types of mortgage will allow you to do exactly this.

First Time Buyers

First Time Buyers

People buying their first home often have specific needs when it comes to finding a mortgage. A range of mortgages exists specifically for this market sector.

Flexible Mortgages

Flexible Mortgages

A flexible mortgage is a product that can make the traditional British mortgage with its fixed and inflexible payment schedule over a fixed term, such as 25 years, look like a bit of a dinosaur. This short guide explains why a flexible arrangement may benefit you.

Offset Mortgages

Offset Mortgages

With an Offset Mortgage you can potentially reduce the amount of interest you pay by offsetting a credit balance against the mortgage debt. This article explains further.

Remortgages

Remortgages

Remortgaging means switching your mortgage to another deal with another lender without moving property.

Self Build Mortgages

Self Build Mortgages

The main difference between a self build mortgage and a house purchase mortgage is that with a self build mortgage money is released in stages as the build progresses rather than as a single amount. This short guide explains further.

Adverse Credit Mortgages

Adverse Credit Mortgages

Sometimes people get into debt through no fault of their own and, even if they have been to blame, want to sort things out. Fortunately, there are now some lenders willing to provide adverse credit mortgages and this short guide will help you understand what to expect.

Mortgages

In a single day on 28 June, 1million searches were carried out by people via Rightmove for properties abroad, but it remains to be seen the extent to which wanderlusting turns into cash for sellers.
Borrowers can take the security of a five-year fixed rate alongside the flexibility to switch to a new deal after three years
A five-year mortgage offering customers the opportunity to refinance or leave after three years without early repayment charges has been launched by TSB today.
A survey of 2,000 prospective movers by Zoopla shows the vast majority still intent on buying - but younger purchasers’ plans have been hit by mortgage changes.